Should You Pay off Your Mortgage Early?
In the world of personal finance, one of the most significant decisions Australians face is whether to pay off […]
In the world of personal finance, one of the most significant decisions Australians face is whether to pay off […]
Refinancing your mortgage can be a smart financial move, especially when interest rates are low or your credit score […]
Investing in real estate has long been a popular strategy for wealth creation and financial security. For first-time investors […]
Unveiling the Path to Financing Property Investments in Australia Investing in real estate has long been considered a […]
Unveiling the Hidden Costs: Understanding the True Cost of Refinancing Your Mortgage in Australia Refinancing your mortgage is a […]
Unveiling the Essentials of Interest-Only Loans in Australia In the realm of home loans, interest-only loans have garnered […]
So what are the Pros and Cons of Buying Property Off-the-Plan in Australia? Buying property off-the-plan is a popular […]
Navigating Rising Interest Rates: A 2023 Guide for Mortgage Holders in the Era of Australian Inflation As inflation takes hold […]
Refinancing your mortgage can be a wise financial move that allows you to take advantage of better interest […]
Property co-ownership: What are the benefits, risks, and considerations? Property co-ownership is becoming an increasingly popular option for Australians […]
Interest rates are going up consecutively, so is it a good time to buy an investment property when interest rates […]
Off the back of the RBA's 11th interest rate rise in a year, here are some tips on Preparing For […]
Are you considering Buying a Property Off-The-Plan? Read our high level Pro's and Con's of Buying a Property Off-The-Plan below: […]
Thinking about investing in Property? Here are our 6 Tips For First-Time Property Investors in the Australian Property Market. […]
Strategies for building equity in your home in Australia Homeownership is a significant milestone that many Australians aspire to achieve. […]
Managing Your Mortgage During a Financial Crisis in Australia A financial crisis can pose significant challenges for homeowners with […]
What was and is the Impact of COVID-19 on the Australian Housing Market and Home Loans? The COVID-19 pandemic has […]
RBA Monetary policy Announcement - April 2023 At its meeting today, the Board decided to leave the cash rate target unchanged […]
What is the impact of Property Valuations on Your Refinancing. Property valuation plays a significant role in the refinancing […]
What are the Pros and Cons of Using a Mortgage Broker vs. a Direct Lender in Australia When it comes […]
Can you negotiate with Lenders? Here is our insider Tips for Negotiating a Better Home Loan Interest Rate in Australia […]
What does it mean when you hear that your loan has: 'Approval in Principle' ? When searching for a home […]
What is the Impact of Government Policies on the Housing Market in Australia? The Australian housing market has experienced […]
The Role of a Conveyancer in the Home Buying Process in Australia The process of buying a home in Australia […]
Pros and Cons of Buying a Fixer-Upper Property in Australia. The idea of purchasing a fixer-upper property and transforming […]
Home Loan Closing Costs in Australia: What You Need to Know Are you in the process of buying a home […]
Home Loan Down Payment Options in Australia: Understanding Your Options Buying a home in Australia can be an exciting and […]
Home loan documentation in Australia. What do you need and what criteria do you need to meet? Applying for a […]
How to Budget and Save for a Down Payment on a Home Saving for a down payment on a home […]
Home loan eligibility criteria in Australia. Find out if your application stacks up to this eligibility checklist. Home ownership is […]
The Types of home loans in Australia Home loans are a crucial aspect of the Australian housing market, as they […]
Taking out a Home Loan as a Self-Employed Individual in Australia: What to Consider Being self-employed can bring many benefits, […]
How do I know if a Mortgage Broker Will Have my Best Interests at Heart? In Australia, mortgage brokers are […]
Thought about Paying Off Your Home Loan With Your Super? Have you heard about The First Home Super Saver […]
March 2023 RBA Monetary policy Announcement At its meeting today, the Board decided to increase the cash rate target by […]
What is the cash rate and how does it affect me? The cash rate is the interest rate at […]
What is the market doing? Should I Buy a House Now or Wait for 2024? Buying a house is a […]
What are the pros and cons of the Big 4 Banks in Australia, and should I consider a challenger […]
How to Choose The Right Bank when there are so many banks and home loan products available today. Choosing […]
Home Loan Fixed-Rate vs. Variable-Rate: Pros and Cons and the case for one or the other When it comes to […]
Taking Out a Home Loan as a Salaried (PAYG) Individual in Australia: What to Consider Home ownership is a dream […]
What Questions Will a Mortgage Broker Ask Me on my first appointment, so I can come prepared. As […]
Taking out a home loan as a senior citizen can be a daunting task, but with the right preparation and […]
Buying your first home is an exciting milestone, but it can also be a complex and overwhelming process. […]
Things to consider when investing in property. Investing in property can be a great way to build wealth and […]
Building a new home can be an exciting and fulfilling experience, but it also requires careful planning and consideration, […]
An update on Inflation in Australia and how it may affect home owners. Inflation is a measure of the […]
Buying a house in Australia as a non-resident can be a complex process, but with the right preparation and […]
A home loan top-up option allows you to access additional funds on top of your existing home loan, without having […]
Applying for a home loan in Australia can be a complex and overwhelming process. However, understanding the various Home […]
The home loan underwriting process is an important step in the home loan application process in Australia. It involves a […]
Home loan restructuring is a process in which the terms and conditions of an existing home loan are modified to […]
Home Loan Tax Benefits in Australia: Maximizing Your Savings Home ownership is a major financial commitment, but it can also […]
What is mortgage stress and how do I avoid it? Mortgage stress is a term used to describe the […]
Home Loan Debt-to-Income Ratio in Australia: Understanding its Importance When applying for a home loan in Australia, one of […]
What is Title Search and Title Insurance and why do I need them? A title search and title insurance […]
What is a credit score and why is it important? When applying for a home loan in Australia, your […]
Here are some advantages and disadvantages of investing in property vs. investing in the stock market Investing in property and […]
Let's find out how to use your offset account to save money! An offset account is a type of savings […]
How the Victorian Homebuyer Fund can help you own a home sooner The Victorian Homebuyer Fund is a government […]
Here are the main reasons why you shouldn't lie on your home loan application Lying on your home loan […]
At its meeting today, the Reserve Bank of Australia Board decided to increase the cash rate target by 25 […]
A - Z Amortised Loan An amortized loan refers to a loan with equal periodic repayments made over the […]
If your home loan application is denied, it can be frustrating and disappointing. However, there are steps you can […]
What is happening in Davos with the WEF at the moment The World Economic Forum (WEF) is currently underway in […]
Is The Global Economy At Risk Of Recession In 2023? and what factors are at play? The global economy is […]
What is Negative Equity, and How Can You Avoid It? Lower demand for residential property can mean falling house prices. […]
Debt recycling is a strategy used by investors to reduce debt and increase wealth by reallocating debt repayments into new […]
What is the difference between genuine and non-genuine savings in a home loan application? When applying for a home loan, […]
Understanding the difference between Conditional vs. Unconditional Home Loan Approval When applying for a home loan, it's important to understand […]
Buying a home is one of the biggest financial investments you will make, so it's important to be financially prepared. […]
What do I need to consider when Refinancing my investment property loan? Refinancing your investment property loan can […]
Lying on a home loan application can have serious consequences, both legally and financially. Here are some of the possible […]
Applying for a mortgage while pregnant or on maternity leave can present unique challenges, but with proper planning and preparation, […]
Stamp Duty Rates For Property Purchases in Australia? Stamp duty rates for property purchases in Australia vary by state […]
Shortening your home loan term is a great way to save money on interest and become debt-free faster. Here's what […]
Here are 7 low cost ways to add value to your home in Australia: Paint and update - A fresh […]
What is The National Housing Supply and Affordability Council ? The National Housing Supply and Affordability Council (NHAC) is an […]
What happens if you're late making your home loan repayments? There can be a number of consequences of late home […]
How does rising inflation affect your borrowing power? Inflation is a measure of the rate at which the prices […]
7 Home Loan Mistakes to Avoid Here is 7 mistakes that we see people make in their home loan […]
What are the Advantages and Disadvantages of No Deposit Home Loans No deposit home loans are a type of mortgage […]
What happens when you're unable to make the repayments on a home loan? When it comes to purchasing a […]
The ABS consumer price index rose by 1.9 per cent in the three months to December 2022, versus 1.8 per […]
What are Constructive Trusts and What Do You Need Them For? A constructive trust agreement, or simply constructive trust, is […]
How to Ask Your Parents to Go Guarantor on Your Home Loan This is a huge ask, when you think […]
What is a guarantor home loan? Im thinking of asking my parents for a guarantor home loan A […]
What happens when a party to a contract for sale of property dies before completion? If a party to a […]
Thinking of refinancing? It is important to know What you Should be Aware of When Refinancing When refinancing your […]
I want to know; Does it Cost to Refinance? We receive many questions about refinancing, but it seems that the […]
What are the Steps Involved in Mortgage Refinancing? Mortgage refinancing in Australia involves the following steps: Shop around and […]
I am thinking about Refinancing to Pay for Home Improvements. Let's find out what's involved. Refinancing your mortgage can be […]
Can I Refinancing to Improve Cash Flow? Will refinancing help my cash flow? Refinancing your mortgage can be a great […]
Switching from an interest-only to a principal and interest home loan can be a smart financial move for many homeowners […]
Im considering Switching From a Fixed Rate Loan to a Variable Rate Loan. Now what? Refinancing your home loan in […]
Are you thinking about Refinancing to Shorten Your Loan Term? Refinancing to shorten your loan term is a popular […]
Should I be Refinancing to Lower Monthly Payments? What should i consider when Refinancing to Lower monthly payments? Lowering monthly […]
Should you be Refinancing to Consolidate Debt? Refinancing to consolidate debt is a popular option for homeowners in Australia looking […]
Can I access Cash-Out Refinancing? What is Cash-Out Refinancing? Cash-out refinancing is a popular option for homeowners in Australia […]
How do I Accessing Equity by Refinancing? Accessing equity by refinancing is a popular option for homeowners in Australia looking […]
What are the best Refinance Mortgage Rates? Refinancing a mortgage can be a great way to save money on interest […]
What are Your Refinancing Options? After you know your Refinancing Options are, where to now? When it comes to […]
Can foreigners own residential real estate in Australia? Are you a foreigner living in Australia and want your own home? […]
Have you asked your mortgage broker about a Part 9 Debt Agreement Refinance? Refinancing to pay out a Part 9 […]
Should I Refinancing To Pay Out A Part IX Agreement? What is Refinancing To Pay Out A Part IX Agreement? […]
Why are a record number of Australians refinancing their home loan? There are several reasons why there are a record […]
What are the Costs of Refinancing Your Mortgage? Are their hidden Costs of Refinancing Your Mortgage? Refinancing your mortgage […]
Let's talk about what everyone is talking about; Refinancing your home loan. Refinancing your home loan is the process of […]
What are the Impacts of your credit score on refinancing? Your credit score is an important factor when it comes […]
Refinancing Out Of A Mortgage Obtained With Bad Credit Refinancing out of a mortgage obtained with bad credit can be […]
Here are five benefits of using a mortgage broker: Convenience: A mortgage broker can save you time and effort […]
The benefits of a principal and Interest home loan Vs Interest Only Loan A principal and interest home loan, […]
Top 8 things to know about construction loans Are you planning to build your dream home? Using construction loans instead […]
What should you do if a builder increases the price under a build contract? The current construction boom, combined with […]
Are there ways to boost your chances of getting a home loan in Australia? Getting a home loan can be […]
How to get a home loan on Centrelink Benefits Can you apply for a home loan on Centrelink Benefits as […]
Wage Increase is Not Enough; Increased Income Support Needed to Alleviate Australians from Poverty A 4.6% increase in minimum wage […]
What to Do When Your Fixed-Term Loan is Ending? For many Aussies, the last of the 'low rate fixed term […]
Even though housing prices across the country continue to decline, data from Corelogic seems to indicate that this reduction is […]
With rising interest rates and cost of living pressures rising, many Aussies may be asking What happens if too many […]
Price of Rent Continues to Rise… So, Should You Buy Instead? Renting properties will be more expensive in the future. […]
How do you Accessing equity to renovate? Accessing equity to renovate your existing property can be a great way to […]
What is Negative equity? Negative equity refers to a situation where the value of a property is less than the […]
At its December board meeting, the RBA lifted rates by 25 basis points to 3.1% which is its highest […]
No Slowdown in Household Spending Despite Cost-of-living Pressures rising in 2023 Economists from ANZ expect household spending to decrease in […]
Find out if it is worth it to break a fixed-rate home loan in 2023. Given the record interest rate […]
The December 2022 RBA Monetary Policy Announcement was on mortgage holder's minds this morning as the RBA met for the […]
According to Core Logic's latest report and data, national home values continued to fall in November, down -1.0% over the […]
Rising interest rates have resulted in an estimated 948,000 mortgagors being “at risk” of mortgage stress, according to new research […]
The Reserve Bank has again lifted the cash rate in its October review. This time the lift was by 25 […]
The RBA increases rates by 50 basis points again. The rate now stands at 2.35% - the highest since December […]
One of the biggest investments you could ever have is a home. However, purchasing a property in one go isn’t […]
These 5 Things Indicate It Is Time to Refinance Your Mortgage If you got a loan that’s too risky or […]
Everyone dreams of having a house they can call their own. Having a shelter is a human need, and there […]
Buying a new home is an exciting step for everyone. It is one of the biggest life decisions you will […]
What is Foreclosure you ask? Well perhaps getting behind in payments is the biggest fear of any property owner, as […]
The RBA This week (03/03/2020) decided to reduce the cash rate to 0.5%, a historical all time low. Maybe its […]
Everything You Probably Didn’t Know Yet About the Royal Commission Last 14 December 2017, the Royal Commission into Misconduct in […]
The low interest-rate environment is proving to be crucial in helping cushion the negative impact of the Coronavirus outbreak on […]
A Beginner’s Guide to Different Types of Mortgage Lenders Are you planning to finally get the house that you have […]
A home loan pre-approval can be extremely helpful when you are property hunting. It shows vendors that you are a […]
What People Wish They Know before Getting a Home Equity Loan The equity of your home is a measure of […]
Property investment is considered to be one of the best ways to acquire wealth either by gaining passive income through […]
Is this your first time buying a home? When was the last time you revisited your mortgage? It’s possible that […]
The Reserve Bank of Australia (RBA) has made a historic statement. It cut the cash rate twice in two months […]
Financing a home isn’t an easy feat. The numerous options for loans and the complicated spreadsheets can only add to […]
According to experts and economists, the Reserve Bank of Australia is on its way to having another cash rate cut […]
If you already have your eye on a potential property, the next step you need to do is look for […]
The Reserve Bank has cut the interest rates recently due to the lack of overall spending in the economy. If […]
The property market’s been in doldrums for quite a while, but the mood has changed quite substantially recently and there […]
Low Rate Home Loan Special - 2.99% Home loan interest rates can change at any time, which can make a […]
It’s difficult to straight up pay for a home out of your pocket. A home is one of the most […]
4 Shocking and Alarming Effects to Mortgage by the Royal Commission The Royal Commission, which was established last December 2017, […]
If This Happens, You Know It’s the Best Time to Refinance Refinancing a loan is a useful way of lowering […]
5 Ways to Cut 10 Years Off Your Mortgage A mortgage is one of the biggest debts you will ever […]
Your Bank is Ripping You Off but You Just Don’t Know It Yet Interacting with a bank has become a […]
Keep Your Eyes Wide Open for These Things When Taking Out a New Mortgage A second mortgage is a loan […]
All the Juicy Things You Need to Know about the Fallout from the Royal Commission Over the last decade, Australia’s […]
Yes, You Can Negotiate Rates with Your Banks and Here’s how One of the most common reasons that people deal […]
The Royal Commission, which was established last December 2017, conducted enquiries into the practices of banks, insurers and other financial […]
These Tips Will Help You Spot the Best Bank for Your Home Loan Needs In today’s day and age, having […]
Buying a home is a major financial commitment. Here are seven ways you can save an enormous amount of money […]