Free and Easy to Compare
Life Insurance Quotes Online
From up to 14 Insurers
Compare life insurance quotes online! Why compare just a single
price when you can compare up to 14 life insurers at once?
Compare life insurance
quotes online!
Why compare just a
single price when you
can compare up to
14 life insurers at once?
It MAKES CENTS to compare life insurance quotes online from multiple leading insurers, easily and all in one place.
Get Life Insurance that fit’s for your lifestyle and budget. No two people are the same. We help you compare life insurance online to give you peace of mind without breaking your budget.
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Life Insurance. Decoded.
Comparing life insurance providers is on the list of must-do's for anyone thinking of taking out life insurance, especially those who have a mortgage and dependents. Even people who are young and fresh into their career may want to consider getting a life insurance policy if they want to start a family in the future. Having life insurance makes sure that a person’s dependents get compensated should anything undesirable happen. There are so many providers and policies, it's important that you make an informed decision. There can be many reasons for taking the insurance out, and having insurance is always a good thing regardless of intentions. Having a financial buffer for any children, family, or other dependents can ensure a pleasant and comfortable future for them. Given that life insurance is a long term commitment, it Makes Cents to compare life insurance quotes online and life insurers side by side.
4 important questions to ask when comparing life insurance quotes online
For whatever purpose life insurance will be taken out, careful consideration must be taken, which is why its great to compare life insurance quote online all in one easy place. Here are 4 important questions to ask and compare before taking out life insurance. Remember this is a guide only and should not be considered advice, please consult with a licensed financial adviser.
The two main types of insurance are term insurance, which applies for a set amount of years, and whole life insurance which is permanent. For term life insurance, outliving the years in the policy gives you back the money for the premium that you pay. Whole life insurance, on the other hand, has got you protected for your entire life.
Some of the most common reasons for taking out life insurance include expenses for funeral services and using the money to pay off debts or a mortgage. Solely taking life insurance for funeral costs may be a bit wasteful in some cases, but may be a helpful addition to the policy in the long run. Regarding debts, one must first make sure whether potential deficits are transferable to dependents. Once you have analysed what debts can potentially be of concern, then the appropriate decisions level of cover you require can be calculated. Again, this is best to be calculated with the guidance of a financial adviser.
Most people would say that the best time to take out life insurance is as early as possible. However, the cost of paying this, in the long run, must also be considered. Instead, other people opt to subscribe to life insurance after they have started working and accumulating assets and debt related to these assets. Consider the cover to be paid, as well as the value that will be obtained from the life insurance cover. Remember that older people have higher chances of developing illnesses, which can also be one of the reasons they may get declined or their premiums may cost more. Finding a balance on when to get life insurance is the best way. Make sure you consult with a licensed financial adviser to find out more. One easy way is to also see what's available online and compare life insurance quotes online on the MakesCents.com.au site.
As stated earlier, if you have any dependents, then most would suggest yes. However this is best to be discussed with a licensed financial adviser to perhaps get a statement of advice. Having life insurance coverage makes sure that your family gets an adequate amount of money in case of an untimely death. 'Adequate' meaning that you do not leave your family or dependents with any crippling debt or financial inability to continue their lives. Future plans of having a family may also warrant enough reason to seriously consider life insurance. The information provided here is not financial advice and is general only and does not consider your personal objectives, financial situation or needs. Before you decide to purchase a product, it is important to consult a licensed financial adviser and read the relevant PDS of the insurer you choose to go with.
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It MAKES CENTS to compare life insurance quotes online from up to 14 life insurers.
Compare NowCompare Australian Brands
| COMPANY | MAX COVER |
MAX ENTRY RATE |
MIN SUM | COOLING OFF |
EXPIRY AGE |
FUNERAL BENEFIT |
TERMINAL ILLNESS BENEFIT |
BONUS |
|---|---|---|---|---|---|---|---|---|
|
$15,000,000 | 69 | $50,000 | 30 | 99 | $15,000 | 100% of your Life cover amount |
|
|
2,000,000 | 74 | 100,000 | 30 | 99 | Advance payment of 10% of benefit amount up to $25,000 | Full Lump Sum |
|
|
1,000,000 | 65 | 100,000 | 30 | 75 | Advance payment of $15,000 | Full Lump Sum |
|
NOT SURE WHICH POLICY IS BEST FOR YOUR NEEDS?Speak to one of our Life Insurance Specialists who can help you compare up to 14 policies side by side in less than 60 seconds
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|
||||||||
|
D+A5:H5 edicated Claims Assessor | 70 | 25,000 | 14 | 100 | Advance payment of $20,000 | Full Lump Sum |
|
|
No Max | 73 | 50,000 | 30 | 130 | Advance payment of $30,000 | Full Lump Sum |
|
|
No Max | 75 | 50,000 | 30 | 135 | Advance payment of $25,000 | Full Lump Sum |
|
|
5,000,000 | 75 | 50,000 | 30 | 99 | Advance payment of $25,000 | Full Lump Sum |
|
|
No Max | 75 | 50,000 | 30 | 99 | Advance payment of $25,000 | Full Lump Sum |
|
|
No Max | 73 | Min Premium 300/year | 28 | 100 | Advance payment of 10% of benefit amount up to $25,000 | Full Lump Sum |
|
|
No Max | 75 | Min Premium 250/year | 30 | 100 | Advance payment of $20,000 | Full Lump Sum |
|
|
5,000,000 | 69 | 25,000 | 28 | 99 | Advance payment of $25,000 | Full Lump Sum |
|
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15,000,000 | 65 | 50,000 | 28 | 99 | Advance payment of $20,000 | Full Lump Sum |
|
|
5,000,000 | 80 (Over 60 is only in 2 year blocks of cover) | 50,000 | 28 | 75 | Advance payment of $25,000 | Full Lump Sum |
|
|
1,500,000 | 65 | 100,000 | 30 | 99 | Advance payment of $15,000 | Full Lump Sum |
|
|
$1,000,000 | 65 | $100,000 | 30 | No expiry age as long as premiums are paid | $10,000 | $1,000,000 |
|
|
$1,500,000 | 64 | $100,000 | 30 | No expiry age as long as premiums are paid | $15,000 | $1,500,000 |
|
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$1,500,000 | 69 | $50,000 | 16 | 99 | $15,000 | $1,500,000 |
|
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$1,500,000 | 65 | $50,000 | 19 | No expiry age as long as premiums are paid | $15,000 | $1,500,000 |
|
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NOT SURE WHICH POLICY IS BEST FOR YOUR NEEDS?Speak to one of our Life Insurance Specialists who can help you compare up to 14 policies side by side in less than 60 seconds
COMPARE NOW
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