Qudos Bank Home Loan Review

Qudos Bank Home Loan Review

Read Here for Our Qudos Bank Home Loan Review:

What’s the number one benefit of doing business with a customer-owned bank? Well, each customer can enjoy profits through outstanding products and services. And that’s what you’ll get if you choose Qudos Bank home loans.

At Qudos Bank, they take care of people’s financial needs wherever they go. They will take care of your, too, whether you are travelling the world, moving on to a new chapter of your life, or simply enjoying your new home.

Who is Qudos Bank?

Qudos Bank has more than 100,000 members across Australia, making them one of the country’s largest customer-owned banks. They have branches in Sydney, Brisbane and Melbourne. Founded as Qantas Credit Union by a group of Qantas employees in 1959, the bank changed its name to its current one in 2016.

Headquartered in Sydney, Qudos Bank offers home loans, savings accounts, personal loans, term deposits, credit cards and insurance products. They are one of the few Australian financial institutions that reward customers with Qantas points on their products.

Qudos Bank doesn’t directly lend to or invest in businesses involved in the coal/fossil fuel industries and other projects that are deemed detrimental to the environment.

Qudos Bank home loan options you can consider

Qudos Bank offers a range of home loan products that cater to customers with different financial capabilities. Here’s what you can choose from.

  1. No Frills Home Loan

This is Qudos Bank’s no frills home loan with the best interest rate. If you want to split your loan, give this a try.

Key features:

  • No bank fees
  • Low variable interest rate
  • Unlimited extra repayments free of charge
  • Instant redraw available with online banking
  • You can split your loan with Qudos Bank’s fixed-rate loan options
  1. Low-cost home loan

This is a popular home loan product with lots of features and no bank fees. This loan is ideal for investing and refinancing.

Key features:

  • Unlimited extra repayments
  • Free offset accounts (multiple)
  • Instant redraw available with online banking
  • No bank fees
  • Enjoy repayment holidays
  1. Low-cost home loan (value package)

You’ll get a great deal more, including additional ongoing benefits for an annual package, with this low-cost home loan from Qudos Bank.

Key features:

  • Includes a 100% offset account
  • Instant redraw available
  • Waived application fee for personal loan and overdraft
  • Unlimited extra repayments free of charge
  1. Fixed rate home loan

Protect yourself against rising interest rates with this fixed rate home loan. Choose from 1, 2-, 3-, 4- or 5-year fixed terms.

Key features:

  • No bank fees
  • Extra repayments up to $10,000 per year
  • Split your loan with low variable rates
  1. Qantas points home loan

Earn Qantas points throughout as you repay your home loan.

Key features:

  • No bank fees
  • Free offset accounts (multiple)
  • Instant redraw available with online banking
  • Earn 150 Qantas points a year (credited monthly) for every $1,000 of your loan balance
  1. Variable rate home loan

This is a flexible home loan product that has excellent features.

 

Key features:

  • No bank fees
  • Free offset accounts (multiple)
  • Instant redraw available
  • Low establishment fee

Compare Home Loans Before Anything Else

Buying a home is a major consideration. So does taking out a home loan. Don’t settle for the first thing that you see or is offered to you. Makes Cents lets you compare up to 25 lenders in Australia in just one go. Find the best home loan and financial lender that suits your every need. Start comparing today.

Our Qudos Bank Home Loan Review is just one of many. You can also read reviews on many more Home Loan Reviews at MakesCents. 



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