Liberty Financial Home Loan Review

Liberty Financial Home Loan Review

Read Here for Our Liberty Financial Home Loan Review:

Liberty Financial is a lender that has been around for more than two decades. Their home loans have helped hundreds of thousands of borrowers since the company’s inception.

What home loans are available with Liberty Financial?

There are multiple Liberty Financial loans available for those looking for a home loan. These are:

  1. Liberty Sharp

The Liberty Sharp has some of the best rates that Liberty Financial offers, suitable for owner-occupation, investors, and those buying their first home.

  1. Maximum LVR: 95%
  2. Home loan interest rates (based on LVR): SVR interest rates from 2.59% to 4.54%; Comparison rates from 2.66% to 5.01%
  3. Investment loan rates (based on LVR): SVR interest rates from 2.94% to 4.99%; Comparison rates from 3.01% to 5.37%
  4. Loan amount range: $100,000 to $500,000
  5. Repayment types available: Principal and interest
  6. Other notable features: Additional repayments, flexible repayment options, and free online redraws
  1. Liberty Star

The Liberty Star features offset accounts and a redraw facility and is ideal for investors and owner-occupiers.

  1. Maximum LVR: 95%
  2. Home loan interest rates (based on LVR): SVR interest rates from 2.69% to 4.74%; Comparison rates from 3.02% to 5.34%
  3. Investment loan rates (based on LVR): SVR interest rates from 3.04% to 5.09%; Comparison rates from 3.37% to 5.69%
  4. Loan amount range: $50,000 to $3,000,000
  5. Repayment types available: Principal and interest; interest-only
  6. Other notable features: Additional repayments, flexible repayment options, free online redraws, fixed-rate and rate lock options
  1. Self-Employed

This is Liberty Financial’s loan package for self-employed borrowers, with great features.

  1. Maximum LVR: 95%
  2. Loan amount range: $50,000 to $2,000,000
  3. Repayment types available: Principal and interest; interest-only
  4. Other notable features: Additional repayments, flexible repayment options, free online redraws, fixed-rate and rate lock options
  1. Low Deposit

This package allows clients to borrow up to 95% of their property’s value. Other features include:

  1. Maximum LVR: 95%
  2. Loan amount range: $50,000 to $1,200,000
  3. Repayment types available: Principal and interest; interest-only
  4. Other notable features: Additional repayments, flexible repayment options, free online redraws
  1. Credit History

Credit History is a Liberty Financial loan that’s suited for those with less-than-ideal credit history. The features are:

  1. Maximum LVR: 95%
  2. Loan amount range: $30,000 to $3,000,000
  3. Repayment types available: Principal and interest; interest-only
  4. Other notable features: Additional repayments, flexible repayment options, free online redraws
  1. Debt Consolidation

This package is ideal for borrowers with debt, allowing them to consolidate their funds and home loan.

  1. Maximum LVR: 95%
  2. Loan amount range: $50,000 to $3,000,000
  3. Repayment types available: Principal and interest; interest-only
  4. Other notable features: Additional repayments, flexible repayment options, free online redraws
  1. SMSF Loan

The Self-Managed Super Fund is ideal for those who cannot immediately purchase property for investment. This allows borrowers to tap into the funds for future purchases.

  1. Maximum LVR: <80%
  2. Loan amount range: $100,000 to $4,000,000
  3. Repayment types available: Principal and interest; interest-only
  4. Other notable features: Additional repayments, flexible repayment options
  1. Out of the Box

This is a highly flexible package for other unforeseeable situations that borrowers may be under.

  1. Maximum LVR: 85%
  2. Loan amount range: $30,000 to $3,000,000
  3. Repayment types available: Principal and interest; interest-only
  4. Other notable features: Additional repayments, flexible repayment options, free online redraws

What are the eligibility requirements for a Liberty Financial loan?

Some of the most basic eligibility requirements for a Liberty Financial loan are:

  • Age: There is an age requirement of at least 18 years for borrowers.
  • Proof of Income: The borrower must produce proof of income.
  • Residency: The borrower must at least be an Australian resident.
  • Proof of Identity: IDs, licenses, and passports should suffice.
  • Proof of assets and liabilities: Documents that show assets, properties, and debts should be prepared.

Compare home loans today.

Liberty Financial loans for potential homeowners and investors are extremely diverse. However flexible the choices they give you, there may still be a home loan out there somewhere that may suit you better.

Why not compare all these offers? Use a comparison tool from a reliable online consumer-focused website like Makes Cents to help you decide today.

Our Liberty Financial Home Loan Review is just one of many. You can also read reviews on many more Home Loan Reviews at MakesCents. 



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