Compare Banks & Home Loans

Unknown to many, life insurance is one of the most effective ways to protect your loved ones and their future.

The truth is. most people, do not have savings big enough for their family to cover the mortgage, childcare costs, or ensure that their children get a good education should the worst happen.

However, a great life policy could easily help cover these stress-inducing worries but many people fear that the costs are high. The good news is that in today’s market, policies are actually very inexpensive when you know where to look. New comparison websites compare up to multiple insurers to offer peace of mind for a competitive price.

Compare Australian Home Loans

Company Product Advertised
Rate
Comparison
Rate*
Annual
Fee
Features
Owner occupied –
Fixed rate home loans
2.29% p.a 4.02% p.a $395
  • Interest rate discounts on eligible loan account
  • Fee waivers on eligible loan accounts, including Loan Approval Fee, Valuation Administration Fee, Renegotiation Fee and Loan Administration Charge
  • No limit on the number of eligible home loans under the one package
  • Choice of variable or fixed home loan options
  • Benefits and discounts on Credit Cards and Insurances
2 Year Fixed rate
(Owner Occupied)
with Wealth Package
2.29% 3.99% $395
  • No upfront home loan establishment fees
  • No monthly home loan service fees
  • No annual credit card fees
  • Choose to pay P&I weekly, fortnightly or monthly. Or Interest Only
  • Linked Offset Accs
Mortgage Simplifier 2.59% 2.62% $299
  • No upfront home loan establishment fees
  • No monthly home loan service fees
  • No annual credit card fees
  • Choose to pay P&I weekly, fortnightly or monthly. Or Interest Only
  • Linked Offset Accs
Basic Home Loan 2.59% $2.59% $0
  • Fee free redraw from your loan using online banking.
  • Opt in to receive Qantas Points (different rates apply)1.
  • Up to 6 loan accounts.
Basic Home Loan 2.58% 2.6% $0
  • No application fees
  • Offest accounts
Basic Variable Rate
Home Loan
2.69% 2.69% $0
  • Unlimited redraws
  • Unlimited additional repayments
  • Offset account
  • Split loan
  • No Monthly or application fees
Simplicity –
Basic Home Loan
2.64% 2.66% $0
  • Up to $3,000 Cashback offer
  • No-Frills Low fees
  • No charge extra repayments
  • $0 Monthly service fee
  • Use the equity in a family member’s home
Back to Basics – Low Rate
Low Fee Home Loan
2.78% 2.79% $0
  • No monthly account keeping fee.
  • No ongoing annual fee.
  • No loan establishment fee on new loans over $150,000.
  • Unlimited repayments
  • Redraw additional repayments as cashback
Flexi First Option
Home Loan
2.79% 2.8% $0
  • No fees for loan maintenance or redraw
  • No setup fee with principal & interest repayments
  • Parental leave assistance
  • Easily switch to Interest Only
  • Only